Privacy Policy
This Privacy Policy explains how Private Lender Online (“we,” “us,” or “our”) collects, uses, discloses, and safeguards your information when you visit our website, interact with our chatbot, submit a form, or request information about funding, credit, or related services.
By using this website, you agree to the terms of this Privacy Policy. If you do not agree, please do not use the site.
1. Information We Collect
We collect information in several ways, depending on how you interact with Private Lender Online.
Information You Provide Voluntarily
- Name, email address, phone number
- Business or entity information
- Funding goals and timelines
- Property or deal details
- Credit-related context you choose to share
- Messages submitted via forms or chat
You are never required to submit sensitive personal data such as full Social Security numbers, bank logins, or account passwords through this website.
Automatically Collected Information
- IP address and general location (city/state level)
- Browser type and device information
- Pages visited and interaction data
- Referral sources and session data
This information is used for analytics, security, and performance optimization.
2. How We Use Your Information
We use collected information for legitimate business purposes, including:
- Responding to inquiries and requests
- Evaluating funding or credit-related scenarios
- Routing submissions to appropriate third-party providers
- Providing access to educational resources or training
- Improving website performance and user experience
- Preventing fraud and misuse
- Complying with legal and regulatory obligations
We do not sell your personal information as a standalone data product.
3. How Information May Be Shared
Private Lender Online operates as an informational and matching platform. In order to provide value, we may share relevant information with:
- Private lenders, funding partners, or credit service providers
- Business credit or funding programs (when applicable)
- Service providers assisting with operations, analytics, or communications
- Legal or regulatory authorities if required by law
Information shared is limited to what is reasonably necessary to evaluate or respond to your request.
4. Credit & Funding Disclosures
Private Lender Online is not a bank, lender, credit bureau, or legal advisor. We do not make lending decisions, extend credit, or guarantee approvals.
Any credit-related information you provide is used solely to:
- Understand your scenario
- Guide next steps
- Route you to appropriate third-party services
Final decisions, terms, and disclosures are provided directly by third-party lenders or issuers.
5. Cookies & Tracking Technologies
We may use cookies and similar technologies to:
- Remember user preferences
- Analyze site traffic and performance
- Improve content relevance
- Enhance security
You can control cookies through your browser settings. Disabling cookies may affect site functionality.
6. Data Security
We take reasonable administrative, technical, and organizational measures to protect your information. However, no system can be guaranteed 100% secure.
Please avoid submitting sensitive personal identifiers through open forms unless explicitly requested via a secure channel.
7. Your Privacy Rights
Depending on your jurisdiction, you may have rights regarding your personal information, including:
- Requesting access to your data
- Requesting correction or deletion
- Opting out of certain communications
To make a request, contact us using the information below.
8. Third-Party Links
This website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties.
9. Policy Updates
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
10. Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact us:
Private Lender Online
Email: [email protected]
Effective Date: January 1, 2025